The quote is an underrated thing.  Often, a person will skip getting multiple quotes because of the assumed hassle with doing so.  It is somewhat true that getting quotes opens you up to being bombarded with phone calls, emails and letters from lenders who are trying to get your business.

The quote, though, really is a good thing.  You need quotes because they will help you to determine the best possible deal.

The only true way to ensure that you are getting the best deal is to shop around.  You shop around by getting quotes from different lenders.

The magic of quotes is that they are your main tool in getting the best loan deal you can.  They give you bargaining power because you learn the best deal you can get and they give you knowledge.

Some services exist to obtain multiple quotes at once so that your credit score is only pulled once; which can be better and easier for you.